– Minimum loan available to Missouri customers: $100.00
– Maximum loan amount available to Missouri customers: $1500.00
– Loan Terms are Approximately 4-10 months
– * All Fees, Interest and Loan Terms are subject to vary by state
– Actual loan terms may vary based on applicant’s qualifications.
– Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days, this is required by law.
– You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.
– We are a direct lender in the state of Missouri.
– Please see below for additional loan details –
**If you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.**
The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents.
Payment # | Date | Payment Amount |
1 | 6/11/21 | $117.23 |
2 | 6/25/21 | $117.23 |
3 | 7/9/21 | $117.23 |
4 | 7/23/21 | $117.23 |
5 | 8/6/21 | $117.23 |
6 | 8/20/21 | $117.23 |
7 | 9/3/21 | $117.23 |
8 | 9/17/21 | $117.23 |
9 | 10/1/21 | $117.23 |
10 | 10/15/21 | $117.23 |
11 | 10/29/21 | $117.23 |
12 | 11/12/21 | $117.15 |
** Actual Loan Terms, Fees, Interest and other loan terms vary based on applicants qualification and vary by state
For persons residing in the State of Texas, Cash Lane Texas LLC (“CL”) will NOT be the direct lender on any loan or credit extension that you may be offered from this website or CL. Cash Lane Texas LLC is a Credit Access Business (“CAB”) and Credit Service Organization (“CSO”) and will attempt to find you a loan at a rate under 10% interest with a third party lender. Cash Lane Texas LLC will fund, service and collect payments on the loan and provide a guarantee to the third party lender for your loan. Call Cash Lane Texas LLC 888-729-4929 for any questions or inquiries on your loan
The average Loan amounts for Texas range from $100 to $1000. The loans typically have a 120 day repayment schedule with substantially equal payments. If timely payments are made, the final scheduled payment will payoff the loan in full . Once your application and income are reviewed, you will be notified of the amount you are eligible for. Loan Terms are Approximately 4-10 months.
The third party lender charges an interest rate not to exceed 10% and the CSO/CAB charges a fee which is charged when you take out the loan and on each scheduled payment based on a percentage of the actual outstanding principal balance. For example, if your income is paid bi-weekly, the CAB fees will be approximately $20-25 per $100 of the outstanding principal balance assessed when you take out the loan and for each scheduled payment. If your income is paid monthly, the CAB fees will be approximately $40-45 per $100 of the outstanding principal balance assessed when you take out the loan and for each scheduled payment.
Total Interest and CSO/CAB Fees Rate: Combining both the Interest Rate and CSO/CAB Fees express as an Annual Percentage Rate. The APR may be 599% APR however rates and interest may vary based upon on the loan amount and applicant’s qualifications.
You may payoff your Loan at any time prior to the final payment date without penalty and pay the interest that have accrued up to the date of your payoff. Please note that the initial CSO fee is earned when you received your loan (unless you rescind your loan) and CSO Fees are charged to you on every scheduled payment date. You have the right to cancel your loan without penalty or fee within three days of signing the Loan Agreement. To cancel you must notify the CSO AND return the principal amount of the loan you received. If you do not return the principal within this time period, you loan will not be cancelled.
CLICK on the links below for to display the costs associated with Sample Texas Loans on the Consumer Disclosure Forms required by Texas Law. Please note the CAB/CSO Fees, the Interest, APR, loan amount and loan term will vary based on our your application, qualification and income.
Cash Lane Texas LLC obtained a license with the Texas Office of Consumer Credit Commissioner. You may contact the Consumer Credit Hotline for information or assistance. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.texas.gov, occc.texas.gov.
The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Please call us at 888-729-4929 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.
The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Please call us at 888-729-4929 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.
Payment # | Date | Payment Amount |
1 | 6/11/21 | $117.23 |
2 | 6/25/21 | $117.23 |
3 | 7/9/21 | $117.23 |
4 | 7/23/21 | $117.23 |
5 | 8/6/21 | $117.23 |
6 | 8/20/21 | $117.23 |
7 | 9/3/21 | $117.23 |
8 | 9/17/21 | $117.23 |
9 | 10/1/21 | $117.23 |
10 | 10/15/21 | $117.23 |
11 | 10/29/21 | $117.23 |
12 | 11/12/21 | $117.15 |
** Actual Loan Terms, Fees, Interest and other loan terms vary based on applicants qualification and vary by state
Minimum loan available to Utah customers
Maximum loan available to Utah customers
All loan terms are approximately
Interest and Loan Terms are subject to vary by state
Actual loan terms may vary based on applicant’s qualifications
Number of payments is determined by your employment pay frequency
You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date in which you have incurred
We are a direct lender in the state of Utah.
324 South Street, Suite 201
Salt Lake City, UT, 84111
PO BOX 146800 Salt Lake City
UT 84114-6800
(801) 538-8830
**If you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.**
The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.
Payment # | Date | Payment Amount |
1 | 6/11/21 | $117.23 |
2 | 6/25/21 | $117.23 |
3 | 7/9/21 | $117.23 |
4 | 7/23/21 | $117.23 |
5 | 8/6/21 | $117.23 |
6 | 8/20/21 | $117.23 |
7 | 9/3/21 | $117.23 |
8 | 9/17/21 | $117.23 |
9 | 10/1/21 | $117.23 |
10 | 10/15/21 | $117.23 |
11 | 10/29/21 | $117.23 |
12 | 11/12/21 | $117.15 |
** Actual Loan Terms, Fees, Interest and other loan terms vary based on applicants qualification and vary by state