Rates and Terms

Utah Amount and Terms

$100.00

Minimum loan available to Utah customers

$1500.00

Maximum loan amount available to Utah customers

649% APR

Direct Lender Rate

4 months

All loan terms are approximately

All Fees

Interest and Loan Terms are subject to vary by state

Actual loan

Actual loan terms may vary based on applicant's qualifications.

Pay frequency

Number of payments is determined by your employment pay frequency

Any time

You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.

Direct lender

We are a direct lender in the state of Utah.

Utah State Agency

Utah Department of Financial Institutions
  • Address

    324 South Street, Suite 201,
    Salt Lake City, UT, 84111
  • P.O

    PO BOX 146800 Salt Lake City,
    UT 84114-6800
  • Phone

    (801) 538-8830

Utah Disclaimer

**If you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.**

The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.

$500 Loan
Payment Schedule Payment Number Payment
1 $156.16
2 $156.16
3 $156.16
4 $156.16
5 $156.16
6 $156.16
7 $156.16
8 $156.24

Texas Amounts and Terms

Please note:

For persons residing in the State of Texas, Cash Lane Texas LLC (“CL”) will NOT be the direct lender on any loan or credit extension that you may be offered from this website or CL. Cash Lane Texas LLC is a Credit Access Business (“CAB”) and Credit Service Organization (“CSO”) and will attempt to find you a loan at a rate under 10% interest with a third party lender. Cash Lane Texas LLC will fund, service and collect payments on the loan and provide a guarantee to the third party lender for your loan. Call Cash Lane Texas LLC 888-729-4929 for any questions or inquiries on your loan

Loan Amount and Duration:

The average Loan amounts for Texas range from $100 to $1000. The loans typically have a 120 day repayment schedule with substantially equal payments. If timely payments are made, the final scheduled payment will payoff the loan in full . Once your application and income are reviewed, you will be notified of the amount you are eligible for.

Interest Rates and Fee:

The third party lender charges an interest rate not to exceed 10% and the CSO/CAB charges a fee which is charged when you take out the loan and on each scheduled payment based on a percentage of the actual outstanding principal balance. For example, if your income is paid bi-weekly, the CAB fees will be approximately $20-25 per $100 of the outstanding principal balance assessed when you take out the loan and for each scheduled payment. If your income is paid monthly, the CAB fees will be approximately $40-45 per $100 of the outstanding principal balance assessed when you take out the loan and for each scheduled payment.

APR / Annual Percentage Rate:

The APR for your loan will vary depending on your loan term, repayment amounts and payment schedule. For disclosure purposes, both the Interest and CSO/CAB fees are included in the APR. The average APR for these loans including fees and interest is approximately 649%.

Prepayment.

You may payoff your Loan at any time prior to the final payment date without penalty and pay the interest that have accrued up to the date of your payoff. Please note that the initial CSO fee is earned when you received your loan (unless you rescind your loan) and CSO Fees are charged to you on every scheduled payment date. You have the right to cancel your loan without penalty or fee within three days of signing the Loan Agreement. To cancel you must notify the CSO AND return the principal amount of the loan you received. If you do not return the principal within this time period, you loan will not be cancelled.

Examples of Loans for Texas

CLICK on the links below for to display the costs associated with Sample Texas Loans on the Consumer Disclosure Forms required by Texas Law. Please note the CAB/CSO Fees, the Interest, APR, loan amount and loan term will vary based on our your application, qualification and income.

State Agency // Notice Regarding Consumer Credit

Cash Lane Texas LLC obtained a license with the Texas Office of Consumer Credit Commissioner. You may contact the Consumer Credit Hotline for information or assistance. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.texas.gov, occc.texas.gov.

The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Please call us at 888-729-4929 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Please call us at 888-729-4929 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

$500 Loan
Payment Schedule Payment Number Payment
1 $156.16
2 $156.16
3 $156.16
4 $156.16
5 $156.16
6 $156.16
7 $156.16
8 $156.24

Missouri Amounts and Terms

- Minimum loan available to Missouri customers: $100.00

- Maximum loan amount available to Missouri customers: $1500.00

- Direct Lender Rate: 649% APR

- All loan terms are approximately 4 months

- * All Fees, Interest and Loan Terms are subject to vary by state

- Actual loan terms may vary based on applicant's qualifications.

- Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days, this is required by law.

- You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.

- We are a direct lender in the state of Missouri.

Missouri State Agency

  • Missouri Division of Finance

    Truman State Office Building, Room 630,
    Jefferson City, MO 65102
  • Please call us at 888-554-8217 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

**If you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.**

Missouri Disclaimer

The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents.

$500 Loan
Payment Schedule Payment Number Payment
1 $156.16
2 $156.16
3 $156.16
4 $156.16
5 $156.16
6 $156.16
7 $156.16
8 $156.24